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Federal Graduate PLUS Loan Program

Federal Graduate PLUS Loans are federally sponsored loans for students attending graduate school. The Grad PLUS loan allows students to borrow up to the full cost of education, less other financial aid received including Federal Stafford loans. Graduate students should utilize their Federal Stafford loan eligibility before applying for a Federal Graduate PLUS loan. To qualify for a Graduate PLUS loan, you must meet the following requirements:

 


• You must submit a financial aid application and complete the FAFSA.

• You must be enrolled at least half-time in a degree-seeking program.

• You must be a U.S. citizen or eligible non-citizen (as defined by the federal government).

• A credit check is required.

In addition to completing the financial aid application and FAFSA, new students must complete the following two steps.

Step One: Federal Graduate PLUS Loan Entrance Counseling

Step Two: Select a lender and complete the Master Promissory Note.

 
 

*Please note that the lenders listed above are preferred lenders for Erskine Theological Seminary. If you prefer to use a different lender, please contact the lender for an application and notify the Financial Aid Office at (800) 770-6936.